FY2019

FY2020

FY2021

FY2022

FY2023

Expense-to-revenue ratio

%

62.3

67.4

71.5

67.3

61.9

Return on Equity (Fully Diluted)

%

5.1

4.9

2.2

4.5

6.0

Return on Assets

%

0.5

0.4

0.2

0.4

0.4

Ratio of nonperforming claims classified under the Financial Revitalization Law to total claims (Non-consolidated)

%

0.34

0.64

0.66

0.28

0.27

Consolidated capital ratio

(Basel III, Domestic Standard)

%

11.21

11.39

11.72

10.24

9.92

Common Equity Tier1 Ratio (International Standard; Fully Loaded Basis)

%

11.28

11.34

11.58

10.04

9.80

Note: Due to the change in segmentation, previous periods' figures have been adjusted to conform to the current period presentation.

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