Governance

(Nonconsolidated)

FY2022

FY2023

FY2024

Number of Directors

9

9

9

Ratio of Female Directors

33.3%

25.0%

25.0%

Number of Outside Directors

5

5

5

Number of Board of Directors Meetings Held

13

18

11

Attendance Rate for the Board of Directors Meetings

100%

99%

98%

※ Number of Directors, Ratio of Female Directors and Ratio of Outside Directors are as of June 30.

Employees

(Nonconsolidated)

FY2022

FY2023

FY2024

Number of Employees

2,179

2,233

2,268

 Male

1,231

1,285

1,343

  Ratio

56%

58%

59%

 Female

948

948

925

  Ratio

44%

42%

41%

Competitive Ratio in Recruitment

(Applicant base)

32.0

22.1

9.4

 Male

33.7

19.1

8.7

 Female

29.5

38.2

12.7

Average Age

42.9

43.1

43.1

 Male

42.3

42.2

42.0

 Female

43.9

44.3

44.6

Average Years of Service

14 years 1 month

13 years 10 months

13 years 6 months

 Male

12 years 11 months

12 years 5 months

11 years 10 months

 Female

15 years 8 months

15 years 9 months

16 years 0 months

Average Monthly Salary

¥493 thousand

¥499 thousand

¥526 thousand

Number of Business-Limited Employees

133

136

122

Number of Contract/Fixed-term Employees

259

287

304

Number of Temporary Employees

6

3

9

Number of Overseas Locals Recruited

0

0

0

Number of New University Graduates Hired

53

62

71

 Male

31

52

59

  Ratio

58%

84%

83%

 Female

22

10

12

  Ratio

42%

16%

17%

Number of Mid-career Personnel Recruited

72

147

150

 Male

53

102

109

 Female

19

45

41

Ratio of Female Managing Executive Officer

11%

14%

8%

Number of Managers

755

776

794

Number of Female Managers

Section Manager Level or Higher

162

168

164

  Ratio

21.5%

21.6%

20.7%

Assistant Manager Level or Higher

505

513

503

  Ratio

34.3%

34.1%

33.2%

Number of Employed Persons with Disabilities

37

45

49

Employment Rate of Persons with Disabilities

2.1%

2.4%

2.7%

Turnover Ratio (Voluntary)

6.2%

4.4%

4.9%

Average Overtime Hours per Month

20.3

19.8

19.7

Average Paid Leave Acquisition Rate ~{※1}

65.7%

67.6%

69.5%

Ratio of Employees Taking Consecutive Leaves (One Week Leaves)  ~{※1}

96.1%

97.5%

98.6%

Number of Employees Taking Childcare Leave 

44

50

42

 Male

16

21

14

 Female

28

29

28

Number of Employees Taking Life Support Leave

11

11

4

Number of Employees Taking Family Care Leave

6

8

10

Number of Employees Registering for Concurrent Business or Side Business

82

81

89

Ratio of Employees Using Teleworking ~{※2}

89.9%

51.0%

62.0%

Number of Employees Using Continued Employment System

26

40

42

Number of Employees Using Come Back System ~{※3}

93

103

112

 Male

46

51

58

 Female

47

52

54

Number of Job-type or Employment-status Changes

23

39

33

 Male

11

11

11

 Female

12

28

22

  1. The average paid leave acquisition rate and the ratio of employees taking consecutive leave include personnels seconded to the Bank and exclude to other organizations.
  2. The ratio of SBI Shinsei Bank employees who used teleworking at least once during each fiscal year. 
  3. The number of SBI Shinsei Bank employees who left the Bank and were re-employed and working at the Bank (excluding employees using continued employment system).

Environment

(Consolidated)

FY2022

FY2023

FY2024

Environment Impact Data

 Gas Usage (m3)

43,800

45,600

46,225

Heavy Oil Usage (kl)

10

2

1

 Gasoline Usage (kl)

271

265

262

 Diesel Usage (kl)

70

74

97

 Hot Water Usage (GJ)

23

41

43

 Cold Water Usage (GJ)

1,355

1,885

3,022

 Electricity Usage (MWh)

26,662

25,404

23,473

 Tap Water Consumption (t)

8,839

9,896

10,372

CO₂ Emissions

 CO₂ Emissions (t)

11,009

13,696

8,929

  Scope1 (Direct Emissions)(t) 

941

921

698

   Gas 

98

102

97

   Heavy Oil 

26

5

2

   Gasoline

630

615

600

   Diesel

188

200

262

  Scope2 (Indirect Emissions)(t) 

10,068

9,110

8,230

   Hot Water

1

2

2

   Cold Water

77

107

161

   Electricity

9,989

9,001

8,093

  Scope3 (Other Indirect Emissions)(t) 

-

3,665

3,711

   Business Travel

-

2,070

1,944

   Commuting

-

1,595

1,767

Amount of Waste Generated/Recycling

 Waste Generated (t)

147

163

175

 Amount Recycled (t)

98

93

104

 Amount of Waste Disposal (t)

49

70

71

 Recycling Rate

67%

57%

59%

※ Environment Impact Data and CO2 Emissions are the total of SBI Shinsei Bank's Main domestic subsidiaries and UDC Finance. Of these, Scope 3 are the total of SBI Shinsei Bank's Main domestic subsidiaries. Amount of Waste Generated/Recycling Rate is the total of SBI Shinsei Bank's main branch, SBI Shinsei Bank, and each group company.

For the CO₂ conversion associated with the use of gas, heavy oil, gasoline, light oil, and chilled water, emission factors based on the Act on Promotion of Global Warming Countermeasures are used. For electricity, the adjusted emission factors by electric utility companies for FY2023, as stipulated under the "Greenhouse Gas Emissions Calculation, Reporting and Disclosure System" based on the same Act, are applied.

In line with the change in fiscal year, UDC's reporting period for FY2024 spans 15 months, from January 2024 to March 2025.

GHG Emissions of the Bank's Financed Entities

Asset Type

Balance to be Calculated

(JPY1billion)

GHG Emissions

(ktCO2e)

Carbon Intensity

Data Quality Score

Business Corporations

2,664

4,039

1.52 (ktCO2e/JPY1billion)

2.14

Project Finance

390

1,590

0.57 (ktCO2e/MWh)

2.98

Real Estate Nonrecourse Loan

906

145

0.09 (ktCO2e/1,000m2)

4.00

Housing Loans

1,221

89

1.42 (ktCO2e/dwelling)

4.19

  1. The GHG emissions are calculated in accordance with the international standards published by PCAF.
  2. Data Quality Score: The accuracy of measurement and estimation approaches for GHG emissions of investees is scored on a five-point scale, with lower scores indicating higher accuracy.
  3. The GHG emissions represent the portion attributable to our banking group from the total emissions of each investee.
  4. Based on the asset type classifications under the PCAF standard, corporate entities are assessed using the methodologies for “listed equity and corporate bonds” and “business loans and unlisted equity,” residential mortgages under “residential real estate,” project finance under “project finance,” and commercial real estate non-recourse loans under “commercial real estate,” to calculate the GHG emissions of the investee portfolio.

Contribution to Society

(Consolidated)

FY2022

FY2023

FY2024

 Number of Schools where the Program was Held (Cumulative Total)

1,424

1,494

1,574

 Number of Students Participants (Cumulative Total)

176,535

185,430

194,696

Social Contribution Activities

 Number of Volunteer Activities

15

23

31

 Number of Employees Participants

466

621

752

Compliance

(Nonconsolidated)

FY2022

FY2023

FY2024

Number of Whistle-Blowing Reports

2

3

4