SBI Shinsei Bank, Limited
SBI Shinsei Bank, Ltd. (Head Office: Chuo-ku, Tokyo; President & CEO: Katsuya Kawashima; hereinafter “SBI Shinsei Bank”) is pleased to announce that the total deposit balance of SBI Hyper Yokin exceeded ¥600 billion as of December 12, 2025.
Launched on September 23, 2025, SBI Hyper Deposit has been well received due to its high convenience through automatic linkage with SBI Securities accounts, and its attractive interest rate of 0.42% per annum (after tax: 0.3346%). The momentum accelerated even further with the launch of the “Aim for ¥1 Trillion! Interest Rate Up to 10 Times Campaign!” on December 10, 2025. This limited-time campaign has sparked tremendous interest, driving deposits up by more than ¥100 billion in just eight days, from ¥500 billion on December 4 to ¥600 billion on December 12.
“Aim for ¥1 Trillion! Interest Rate Up to 10 Times Campaign!” increases the interest rate in stages during the campaign period based on the total balance of SBI Hyper Yokin. The special rate applies to balances up to ¥1 million per customer. With the recent achievement of ¥600 billion, the special interest rate has doubled the regular rate*1 to 0.84% per annum (0.6693% after tax). If the total balance reaches ¥1 trillion, we will offer a special interest rate equivalent to 10 times the regular rate, or 4.2% per annum (3.3467% after tax)*2. Please note that entry will close once the total balance reaches ¥1 trillion. For detailed conditions, please refer to the campaign page.
SBI Shinsei Bank will continue to offer a wide range of attractive campaigns. Guided by our “Customer-Centric Principle,” we will collaborate with other SBI Group companies to deliver services that prioritize customer convenience.
*1 Comparison based on the interest rate of SBI Hyper Yokin, offering an annual rate of 0.42% (0.3346% after tax). SBI Hyper Yokin is covered by deposit insurance. The interest rate is variable and subject to daily review. Please review the product description available at SBI Shinsei Bank branches or on our website before using this deposit product.
*2 The special interest rate will be calculated by applying the campaign multiplier to the regular rate as of March 31, 2026. The additional interest will be the difference between the special rate and the regular rate as of March 31, 2026, and will apply uniformly for the entire campaign period. If the calculated cash bonus is less than ¥1, no payment will be made.
For more information（Japanese Only）:
Aim for ¥1 Trillion! Interest Rate Up to 10 Times Campaign!
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