SBI Shinsei Bank, Limited

SBI Shinsei Bank, Ltd. (Head Office: Chuo-ku, Tokyo; President and CEO: Katsuya Kawashima; hereinafter “SBI Shinsei Bank”) is pleased to announce that the total deposit balance of SBI Hyper Yokin exceeded ¥300 billion as of October 23, 2025.

 

Launched on September 23, 2025, SBI Hyper Yokin, a collaborative service with SBI SECURITIES, has been well received for its high level of convenience with an interest rate of 0.42% per annum (0.3346% after tax) — twice that of yen ordinary savings accounts (*1), and a variety of attractive features. As a result, the deposit balance exceeded ¥300 billion in the first month following its launch.

 

Since the launch of SBI Hyper Yokin, the number of new bank account openings has significantly increased to approximately double compared to previous levels (*2). With the Nikkei Stock Average approaching the ¥50,000 level, market activity remains strong. In this market environment, seamless integration with SBI SECURITIES and the Welcome Program, which offers benefits worth up to ¥22,000 (*3), have contributed to growth in both deposit balance and new account openings.

 

We continue to offer a variety of attractive campaigns and will introduce new initiatives tailored to customer needs going forward. SBI Shinsei Bank Group remains firmly committed to deliver services that enhance customer convenience and satisfaction under its “Customer-centric Principle,” in collaboration with SBI Group companies.

 

(*1) As of October 23, 2025, the interest rate of the Standard Stage yen ordinary savings account was compared with that of the SBI Hyper Yokin, which offers an annual rate of 0.42% (0.3346% after tax). SBI Hyper Yokin is covered by deposit insurance. The interest rate is variable and subject to daily review. Please review the product description available at SBI Shinsei Bank branches or on our website before using this deposit product.

(*2) Internal comparison as of October 22, 2025.

(*3) Maximum benefit of ¥22,000 available until the end of December 2025.

 

For more information（Japanese Only):

Details of SBI Hyper Yokin

Start Dash Campaign Festival

Welcome Program

 

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